Welcome To Our Finance Center

Our Toyota dealership makes financing your dream car easy in the Cadillac, MI area.

About Our Finance Center in Northern Michigan

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At Fox Toyota of Cadillac, we understand that buying a new car can be a big financial decision. That's why we offer a variety of financing options to fit your budget and needs. Whether you have good credit, bad credit, or no credit at all, we can help you get the financing you need to drive away in the car of your dreams.Ā Our experienced and knowledgeable Fox Toyota of Cadillac finance team in Cadillac is here to help you every step of the way. We'll work with you to find the best payment option for your lifestyle, needs, and budget. Our vision is, "Working together moving people throughout life." and we want to partner with you to ensure you have a remarkable experience.

We also offer a variety of other financial services, such as extended warranties, service contracts, and vehicle protection plans. We can help you protect your investment and keep your Toyota running like new for years to come. OurĀ protection packagesĀ (listed below) will give you peace of mind as you drive the Cadillac roads and through all types of Midwest weather.Ā 

Vehicle Protection Packages

Ā  Ā 
  • Vehicle Service Contracts
  • Environmental ProtectionĀ 
  • Lease Wear & UseĀ 
  • Universal Security Guard
  • Maintenance Plans
  • Key ProtectionĀ 
  • Paintless Dent Repair
  • Road Hazard Tire & WheelĀ 
  • Select CareĀ 
  • Select ProtectionĀ 

What Payment Options Are Available?

Deciding to buy or lease can seem intimidating, but our Fox Toyota of Cadillac finance team is here to help. Both options have benefits, it just depends on what works best for you. Here are a few factors to consider when deciding between buying and leasing:Ā 
  • Average miles driven: How far is your daily commute? Do you use your vehicle for longer trips?Ā 
  • Usage:Ā How often does your car or SUV need maintenance? Is your vehicle used for activities that result in scratches or dents?Ā 
  • Longevity: How long do you typically keep your car or SUV? Is that your plan for this vehicle as well?
  • Modifications:Ā Do you like to add parts or accessories that don't typically come on a standard vehicle?
  • Down payment: How much do you have saved, or plan to save, for a down payment?
Our team is here to help you review currently available options and to answer any questions.


Our Buy Your Way program allows you to shop and purchase online or in store.

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Not only do we sell vehicles, we buy them too. Use the cash to help buy your next vehicle.

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In most cases, we are even able to deliver your vehicle directly to you (varies by location).

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Buy Your Way Online or In-Store

Your time is valuable and convenience is important. That's why we implemented ourĀ Buy Your WayĀ program. This flexible purchase experience allows you to customize your shopping experience however works best for you:

  1. Find Your NextĀ Vehicle
  2. Select Payment and Protection OptionsĀ 
  3. Value Your Trade-InĀ 
  4. Apply for Financing
It's never been easier! Find your vehicle, select your payment, value your trade-in, and apply for financing. In many cases, you can even schedule delivery. Easily complete everything online or get help from our Fox team by calling us at 231-779-1784 or visiting us in-person at Fox Toyota of Cadillac!
  1. Fox Toyota of Cadillac

    1490 N Mitchell St
    Cadillac, MI 49601

    • Sales: 231-779-1784
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Get in Touch

  • Contact our Finance Department at: 231-779-1784
  • Monday9:00 AM - 6:00 PM
  • Tuesday9:00 AM - 6:00 PM
  • Wednesday9:00 AM - 6:00 PM
  • Thursday9:00 AM - 6:00 PM
  • Friday9:00 AM - 6:00 PM
  • Saturday9:00 AM - 2:00 PM
  • SundayClosed

Let the Financing Department at Fox Toyota of Cadillac Help You Get Your New Toyota Today!

Financing or leasing your new car, truck, or SUV doesn't have to be a hassle! Our team of experts are here to make your buying experience quick and painless, so you can get to the fun part, owning your new Toyota. No matter what vehicle you're looking for, whether it's a newĀ Toyota Sienna,Ā Camry,Ā Corolla, or even the power-packedĀ Tundra, we are sure that we can find you the right payment option.Ā 

Should You Buy or Lease Your New Toyota?

There are many things to consider when you're shopping for your next car, truck, or SUV in the Cadillac area. Typical things you need to consider before deciding:

  • Do you have a tight budget, or some flexibility?
  • Do you want to keep your vehicle for years, or trade in for a new one frequently?
  • Do you need a way to build equity?
  • Do you want the freedom to customize and personalize your vehicle?

Depending on your answer to these questions, you'll be able to narrow down your decision and find the right one for you. We're happy to discuss all of your options, so you can be confident and satisfied in your decision, no matter which you choose.

Benefits of Financing

It's easy to see why so many drivers choose to finance their new Toyota in the Traverse City area. While the monthly payments might be higher than with leasing, you'll save money in the long run than if you were to buy out your leased vehicle. You're also free to customize, personalize, and love your Toyota to just how you want it. This means you can take that cross-country road trip without having to worry about mileage restrictions on your Toyota RAV4, Avalon, or even your Tacoma. You'll also own your vehicle outright once you sign the paperwork, and this also means you begin to build equity from the get-go, a feature that leasing doesn't offer.Ā 

Benefits of Leasing

Leasing is a popular option for numerous drivers in the Big Rapids area. With low monthly payments, flexibility, and more, you can get the vehicle you want for a price you can afford with leasing.Ā  Leasing also offers a unique opportunity for you to upgrade the vehicle you want to feature more amenities and extras than you would if you were purchasing your new Toyota. This allows you to enjoy your Toyota even more, without having to break your budget. You'll also be able to get a new vehicle every few years, so you can keep up with all the latest and greatest technology, features, and engineering from Toyota, all without the hassle of resale.

Still Can't Decide? We Can Help!

It can be a tough decision, with many different things to consider, we want you to be sure that you're getting the right vehicle for the right price. No matter if your budget is tight, or offers a little more wiggle room, we can work with you to find the perfect option for your lifestyle and financial needs, today! If you're ready to get the ball rolling, we encourage you to fill out our secure online financing application, and one of our team members will get in touch with you quickly with your options! If you're not quite sure of what you can afford, you can take advantage of our Payment Estimator, and even use our Value Your Trade tool to see how much your trade-in vehicle is worth in the Cadillac area. Why wait when getting your new Toyota in the Traverse City area is easier than ever!